Social Security Disability Benefits Pay Chart for 2024 - NerdWallet (2024)

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Social Security disability benefits payments typically occur on the second, third and fourth Wednesday of each month. Your birth date usually determines your Social Security disability payment date. If you receive disability benefits based on someone else's work record, your payment date is based on their birth date.

Social Security Disability Insurance (SSDI) benefits help eligible workers cover monthly expenses based on their work history. These payments arrive by direct deposit into your bank account every month. However, the payment date is not the same for everyone.

» MORE: People with certain disabilities can qualify for Medicare before age 65

SSDI payment schedule for 2024

Much like a household or a company, the Social Security Administration (SSA) spreads its payments throughout the month. The SSA adopted this staggered schedule in May 1997 .

Each month, payments are issued according to birth date using the following schedule:

  • Second Wednesday: If your birthday is from the first through the 10th, expect your payment on the second Wednesday of each month.

  • Third Wednesday: If your birthday is from the 11th through the 20th, expect your payment on the third Wednesday of each month.

  • Fourth Wednesday: If your birthday is from the 21st through the 31st, expect your payment on the fourth Wednesday of each month .

People who started receiving payments prior to May 1997 receive their disability benefits on the third of each month.

» MORE: Supplemental Security Income (SSI) vs Social Security Disability Insurance (SSDI)

What day is my August 2024 payment coming?

Aug. 14: If your birthday falls on any day from the first to the 10th of your birth month, expect your Social Security disability payment on the second Wednesday in August.

Aug. 21: If your birthday falls on any day from the 11th to the 20th of your birth month, expect your Social Security disability payment on the third Wednesday in August.

Aug. 28: If your birthday falls after the 20th of your birth month, expect your Social Security disability payment on the fourth Wednesday in August.

» Estimate your retirement benefits: Try our free Social Security calculator

What day is my September 2024 payment coming?

Sept. 11: If your birthday falls on any day from the first to the 10th of your birth month, expect your Social Security disability payment on the second Wednesday in September.

Sept. 18: If your birthday falls on any day from the 11th to the 20th of your birth month, expect your Social Security disability payment on the third Wednesday in September.

Sept. 25: If your birthday falls after the 20th of your birth month, expect your Social Security disability payment on the fourth Wednesday in September.

» MORE: Is disability income taxable?

Social Security disability benefits pay chart for 2024

Birth dates on 1st-10th

Birth dates on 11th-20th

Birth dates on 21st-31st

January

1/10

1/17

1/24

February

2/14

2/21

2/28

March

3/13

3/20

3/27

April

4/10

4/17

4/24

May

5/8

5/15

5/22

June

6/12

6/18

6/26

July

7/10

7/17

7/24

August

8/14

8/21

8/28

September

9/11

9/18

9/25

October

10/9

10/16

10/23

November

11/13

11/20

11/27

December

12/11

12/18

12/24

» MORE: Learn what the Social Security cost of living adjustment is

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Social Security Disability Benefits Pay Chart for 2024 - NerdWallet (1)

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What to do if your disability payment is late or missing

Social Security benefits are paid electronically through direct deposit to a bank account or to a Direct Express Debit Mastercard (there are a few exceptions to this rule, however).

  1. When your disability payment is late or missing, contact your bank first. The bank may be experiencing delays on its side that are affecting your payments.

  2. If your bank is not experiencing any problems, call the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778) or contact your local Social Security office.

  3. If you’re one of the few people who are still receiving paper checks, wait three business days after your check is typically mailed before taking action. If you don’t have it by then, contact the Social Security Administration for a review and replacement.

» Learn more: Medicare premiums and deductibles

Frequently asked questions

What is the Social Security disability benefit increase for 2024?

The Social Security Administration may apply a cost-of-living adjustment (COLA) to disability benefits each year. The Social Security cost-of-living adjustment (COLA) for 2024 is 3.2%.

Why was my Social Security check deposited early this month?

Social Security Disability payments typically post on Wednesdays. However, if a Wednesday falls on a Federal legal holiday, the payment posts on the first preceding day that is not a holiday. Social Security benefits that post on the first or third day of the month may also arrive early if they fall on a federal legal holiday or on a weekend.

What time does Social Security direct deposit hit?

Social Security retirement, disability, survivor and other benefits usually post to your bank account or Direct Express debit card at 12:01 a.m. on your scheduled payment date. If your payment is due to arrive on September 6, for example, that means it’ll be deposited at the dawn of the day on September 6.

Social Security Disability Benefits Pay Chart for 2024 - NerdWallet (2024)

FAQs

Social Security Disability Benefits Pay Chart for 2024 - NerdWallet? ›

Your SSDI monthly benefit will be based on your average covered earnings over a period of time, which is referred to as your average indexed monthly earnings (AIME). The SSA uses these amounts in a formula to determine your primary insurance amount (PIA). This is the basic amount used to establish your benefit.

How much will SSDI checks be in 2024? ›

Social Security Disability Benefits Pay Chart for 2024
Recipient2023 Annual Amounts2024 Monthly Amounts
Eligible individual$10,970.44$943
Eligible couple$16,453.84$1,415
Essential person$5,497.80$472
Feb 9, 2024

How do I determine how much Social Security Disability I will get? ›

Your SSDI monthly benefit will be based on your average covered earnings over a period of time, which is referred to as your average indexed monthly earnings (AIME). The SSA uses these amounts in a formula to determine your primary insurance amount (PIA). This is the basic amount used to establish your benefit.

What is the lowest SSDI payment? ›

For 2021, monthly payments can range all the way from $100 per month to $3,148 per month. While $100 per month would be the lowest monthly payment that could be received for disability, it is unlikely your amount would be exactly that.

How much of a raise will I get on my Social Security Disability? ›

With COLAs, Social Security and Supplemental Security Income (SSI) benefits keep pace with inflation. The latest COLA is 3.2 percent for Social Security benefits and SSI payments. Social Security benefits will increase by 3.2 percent beginning with the December 2023 benefits, which are payable in January 2024.

What is the maximum Social Security benefit in 2024? ›

The maximum benefit is $3,822 for someone at full retirement age in 2024. Individuals must wait until full retirement age to claim benefits and have been a high earner for 35 years to earn the maximum Social Security benefit.

What is the maximum back payment for SSDI? ›

How Far Back Will SSDI Cover? Minus the five-month waiting period, you should receive back payments for any delays. The maximum SSDI will provide in back payments is 12 months. Your disability would have to start 12 months before you applied to receive the maximum in SSDI benefits.

What is the most approved SSDI? ›

Arthritis and other musculoskeletal system disabilities make up the most commonly approved conditions for social security disability benefits. This is because arthritis is so common.

What gets 100% disability? ›

A 100% VA Disability Rating can be given for a single severe condition or for a group of conditions whose ratings can be combined using VA Math to equal 100%. A 100% VA Disability Rating is commonly given to veterans who have two or more limbs paralyzed or amputated, or for active diseases, like tuberculosis or cancer.

What if my SSDI check is not enough? ›

You might be eligible for additional benefits besides your SSDI each month. Look into other governmental assistance you might qualify to receive. You might also consider local social services or assistance programs in your area.

What is the maximum payment for Social Security disability? ›

In 2024, the maximum Social Security disability benefit for a disabled worker receiving Social Security Disability Insurance (SSDI) is $3,822 per month, according to the Social Security Administration (SSA).

What is the government raise for 2024? ›

The Biden Administration has worked to reverse these trends, providing federal employees a 4.6 percent pay raise in 2023 and a 5.2 percent raise in 2024. Nonetheless, federal employee pay increases have failed to keep pace with rising labor and living costs.

What is the maximum Social Security disability amount an insured can receive? ›

The maximum monthly SSDI payment in 2024 is $3,822 per month. However, few people receive the maximum. The national average is about $1,537 per month.

What is the cola for SSDI in 2025? ›

Social Security's COLA seen as shrinking in 2025 to 2.6%

What is the Social Security Part B premium for 2024? ›

Most people pay the standard Part B monthly premium amount ($174.70 in 2024).

Does SSDI pay more than SSI? ›

SSDI pays more compared to SSI for most people. However, both programs can provide benefits for necessary needs. If you need help from SSI or SSDI (or both), contact a Social Security Disability lawyer.

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