If you receive Social Security benefits you should keep track of the Social Security payment schedule so that you will know when your September 2024 Social Security benefits will arrive.
Social Security benefits are paid once a month to people who have been approved for any of the different types of benefits that the SSA offers.
It can be tough to make that money stretch for a whole month. But, knowing what day you will receive your benefits each month makes it a little easier to budget for your expenses.
Social Security benefit money can be used for any living or medical expenses in most cases. That means you can use your benefit money to pay your rent or mortgage, food, utilities, and anything else that you need.
Paying attention to the 2024 Social Security payment schedule will help you stretch your benefits as far as possible, pay your bills on time, and maintain good credit.
Social Security disability benefits aren’t the only type of benefits that the Social Security Administration offers. There are several different types of benefits that you could qualify for. Some of the SSA’s benefit programs include:
Retirement Benefits
People that have worked all their lives and paid into Social Security from their paychecks can claim Social Security retirement benefits when they are too old to work.
You must have earned at least 40 work credits during your working years in order to claim Social Security retirement benefits, which means that you must have worked at least ten years. You can earn up to four work credits per year that you’re working.
There is an exception to the retirement eligibility requirement though. If you were a stay at home spouse and never worked, but your spouse did, you can claim Social Security retirement benefits through your spouse as long as your spouse has at least 40 work credits.
You can start claiming retirement benefits at 62. But the longer you wait the more money you will get for your benefit amount.
If you wait until you are 70 to start claiming benefits you can receive the maximum retirement benefit. If you start drawing retirement benefits anytime between ages 62-29 you will only receive a portion of the maximum benefit payment.
Disability Benefits (SSDI)
Social Security disability benefits are benefits paid to someone who did work, but then become disabled and couldn’t work any longer.
The application process for SSDI can take a long time, and you will need to submit substantial medical evidence that proves you are disabled before your application for disability benefits will be approved.
You will also have to prove that you have one of the conditions listed in the SSA’s Blue Book and that you meet the requirements in that listing.
You can search through the Blue Book on the SSA’s website or view a copy at your local SSA office. There are more than 200 physical and mental health conditions that the SSA considers disabling.
Supplemental Security Income (SSI)
SSI, or Supplemental Security Income, is paid to adults that have been disabled since childhood and have never been able to work.
Low-income parents who have a child that is disabled or has a very serious illness can also apply for SSI to help pay for the child’s living expenses. When the child turns 18 they will need to apply for SSI on their own.
If you’re a parent who has a child that has a disability and you’re having a hard time making ends meet or you have to stop working to take care of your child, you can apply for SSI.
You will need to submit W-2s, tax returns, or other financial proof showing the income of each adult in the household that works full-time.
The total income for the household must be below the cap set by the SSA in order for your application to be approved.
If the application is approved, you will need to keep documentation showing how the SSI money is spent to prove that it’s being spent on the child’s living or medical expenses.
Survivor Benefits
If your spouse has passed away but they worked all their lives you and your children may be entitled to survivor’s benefits.
Children can receive survivor benefits if they are under 18, or over 19 and still in high school, or if they are an adult that was disabled before they turned 22. Adopted children and stepchildren qualify for survivor benefits too.
Spouses who disabled can receive survivor’s benefits starting at 50. Spouses who are 60 or older and not disabled can also qualify for survivor benefits.
If a deceased worker’s parents are elderly and dependent on the worker for 50% or more of their income, they can also qualify for survivor benefits.
The 2024 Social Security payment schedule is set up on a weekly system where most kinds of benefits on the same date each month. The exception to this is SSI, which is paid out differently.
If you’re receiving benefits for yourself then the benefit payment date will be based on your birthdate.
But if you’re receiving survivor benefits the benefit payment date will depend on the birthdate of the deceased worker.
If you are receiving SSI for yourself or a child, you will always receive SSI at the beginning of the month, or the last date of the month if the first day of the month falls on a weekend or holiday, regardless of your birthdate or the child’s birthdate.
Social Security benefit payment dates for September 2024 fall on:
- Friday, August 30th
- Wednesday, September 11th
- Wednesday, September 18th
- Wednesday, September 25th
If you are scheduled to receive any type of payment from the Social Security Administration it should arrive on one of those days, depending on when your date of birth is.
If you are receiving SSI you will get your September 2024 SSI payment on Friday, August 30th.
Because September 1st falls on a Sunday, anyone receiving SSI will get their payment on the Friday before September 1st, which August 30th.
People that are receiving other types of Social Security benefits will receive their September 2024 Social Security benefits on these dates:
- Wednesday, September 11th – If your birthdate is the 1st-10th of the month.
- Wednesday, September 18th- If your birthdate is the 11th-20th of the month.
- Wednesday, September 25th If your birthdate is 21st -31st of the month.
If you are not sure what date your benefits should arrive you can also check your account on the Social Security Administration’s website.
Because of the way that the calendar runs there are some months where there is an extra Social Security benefit payment in that month. That won’t happen in September 2024. There will be no extra Social Security benefit payment in September.
However, remember that if you are receiving SSI you will receive your SSI payment on Friday, August 30th because September 1st is a Sunday.
In the past the Social Security Administration offered people the option to get their benefits paid through a paper check that was mailed to their home or to get an electronic deposit. But now, the SSA only offers electronic options.
Electronic payment methods are often more reliable than mailed checks, and it means that you will never get stuck with a late check if the mail is late because of a holiday or disaster.
Electronic payments should deposit the morning of the day that you are supposed to receive the payment.
If you choose to have your Social Security benefit payment deposited into your checking or savings account it may be a day or several days before your bank releases the funds. Check with your bank to see what their funds availability policy is.
If you don’t have a bank account, or if your bank holds deposits and you don’t want to wait for your money, you can choose to have your benefit money deposited onto a Direct Express card.
The Direct Express card is the SSA’s own debit card. You can sign up for the Direct Express card through your account on the SSA’s website.
The Direct Express card works like a regular debit or credit card. The money is electronically loaded onto the card, then you can use the card to pay bills or withdraw cash at an ATM.
Social Security benefits don’t change throughout the year. So, you should be receiving the same amount of money every month during the year. If you don’t receive the same amount every month you should contact the SSA to find out why.
Once a year the SSA may raise the amount of your benefit, if there has been a Cost-of-Living-Adjustment. If that happens the increase will start with your January 2025 Social Security benefit payment and continue through 2025.
If you have questions about what date your Social Security benefit payment will be deposited into your account or onto your Direct Express card you can always check your account on the SSA’s website. You can also call or email the SSA directly and ask about your payment date.
It can be difficult to manage your money when you only receive one payment every month. Making that money last through the whole month can require some creativity and hard work.
Some things that you can do to make the most of the Social Security benefits that you receive and make sure that your bills get paid on time are:
- Get on budget billing plans if your utilities offer them. That way you know exactly how much money you will owe for your utilities each month.
- Plan your meals weekly and shop according to sales so that you can get the most food for your money.
- Stock up on pantry essentials when they’re on sale like flour, sugar, and whole ingredients. If the money is running low before your next payment date you can use those pantry staples to make good meals.
- Set money aside for emergencies. When you do receive your benefit payment stick some of it into a savings account or use your Direct Express card to withdraw some cash and keep that to help out if things get tight at the end of the month.
There are lots of online tools and resources that can help you find new ways to manage your monthly benefit payment effectively.
You can join groups on Facebook and other social media where people share tips on everything from cooking to covering household emergencies when you are receiving only one payment per month.
If your benefits don’t arrive on time call the SSA right away to find out if there is a problem with your benefits.
If you are receiving SSI, you should always receive your 2024 SSI payment on the 1st of the month, or the Friday before the first if the first falls on a weekend or holiday.
In September 2024 anyone receiving SSI will receive their SSI payment for September 2024 on Thursday, September 1st. They will receive an SSI payment for September 2024 on Friday, September 30th.
If you aren’t sure when you should be receiving your September 2024 Social Security benefit payment, or if you’re not sure what your Social Security benefit payment date is you can always check your MySSA account on the SSA’s website.
The date of your payment and the amount you receive should be visible in your account.
If you are waiting for your SSDI because your disability application hasn’t been approved yet you should speak with a disability lawyer.
Getting your application for SSDI approved can be a slow process because it’s complicated. Working with a disability attorney is a good way to make the process easier.
A disability attorney can help you understand the application process, how to fill out the application documents, and advise you what documentation you need to include with your application to increase the chances of approval.
Disability attorneys don’t get paid until your application is approved. And their fee is paid by the SSA directly, so you don’t ever have to pay out of pocket or up front.
Fill out a Free Case Evaluation now to get connected with a participating disability attorney who can answer your questions and help you start your application for Social Security benefits.
- https://www.investopedia.com/social-security-payment-schedule-5213627
- https://www.ssa.gov/pubs/EN-05-10031-2024.pdf
- https://www.ssa.gov/pubs/calendar.htm
- https://www.nerdwallet.com/article/investing/social-security/social-sec…
- https://finance.yahoo.com/news/social-security-payment-schedule-2023-14…
- https://www.ssa.gov/kc/rp_paybenefits.htm
